How to Remove Suit Filed From Cibil Report?

 

A "Suit Filed" status on your CIBIL report indicates that a lender has initiated legal action against you due to an unpaid debt.

 This status can severely impact your credit score and hinder your ability to secure new credit. If you find a "Suit Filed" status on your CIBIL report, follow these steps to remove suit filed from CIBIL.

 

 1. Obtain and Review Your CIBIL Report

To remove suit filed from CIBIL report. Obtain a copy of your CIBIL report by visiting the CIBIL website and purchasing it. This will provide a comprehensive view of your credit history.

 

Review Details: Carefully examine the report for accuracy, especially the details related to the "Suit Filed" status. Verify the suit's date, amount, and lender information.

 

 2. Verify the Accuracy of the Status

 

Check for Errors: Confirm that the "Suit Filed" status is accurate. Look for any discrepancies or errors in the suit details.

 

File a Dispute: If you find inaccuracies, file a dispute with CIBIL. This can be done online through the CIBIL website. Provide details and documentation to support your claim.

 3. Resolve the Debt

 

Contact the Lender: Reach out to the lender or creditor who filed the suit. Discuss your financial situation and negotiate a repayment plan or settlement. Because they have the authorisation to remove suit filed from CIBIL

 

Obtain Written Confirmation: Once you reach an agreement, get a written confirmation from the lender stating that the debt has been settled or resolved.

 

 4. Address the Legal Action

 

Follow Court Procedures: Ensure that any legal proceedings associated with the suit are resolved. Attend court hearings and provide necessary documents to finalize the settlement.

Obtain a Court Order: Secure a court order or official document that confirms the suit has been resolved or withdrawn.

 

 5. Update Your CIBIL Report

Submit a Dispute to CIBIL: After resolving the debt and legal action, file a dispute with CIBIL to update the status on your report. Provide supporting documents, such as the settlement agreement and court order.

 

Include Supporting Documents: Attach copies of the documents that prove the resolution of the suit when submitting your dispute.

 

 6. Follow Up with CIBIL

 

Monitor Your Report: Regularly check your CIBIL report to ensure that the "Suit Filed" status has been updated.

 

Contact CIBIL: If the status does not change within a reasonable timeframe, contact CIBIL’s customer support to follow up on your dispute.