Does my CIBIL score go down if I check my CIBIL score repeatedly?

 

If you are worried that checking your CIBIL score go down if checked repeatedly. Then the answer is: No.

When you check your own CIBIL score, it does not affect your credit score. These inquiries are categorized as "soft inquiries," which are different from "hard inquiries" made by lenders during a credit application process. 

Soft inquiries include self-checks, pre-approved credit offers, or inquiries made by existing creditors for account reviews. These do not impact your credit score or signal to future lenders that you are seeking new credit.

On the other hand, hard inquiries occur when you apply for new credit or loans, and these can potentially impact your score slightly. They are a normal part of the credit application process and usually have a minimal effect.

Regularly checking your own CIBIL score is a good practice for monitoring your credit health and ensuring accuracy in your credit report. It allows you to stay informed about your financial status and catch any errors or fraudulent activities early on.